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Purchase Approval Process

Documents Needed

Personal Information:

Copy of Government-Issued Photo ID


Assets:

Checking, Savings, Mutual Fund, Investment Account, etc. in your name for the last 2 months

Please note bank statements should include all numbered pages, even blank pages.


If you own other properties:

Please provide a mortgage statement and tax returns


For W-2 Wage Earners (if you are employed):

Paystubs for the last 30 days

W-2’s for last 2 years

Federal Tax Returns Form 1040 (with all schedules) for last 2 years


For Self-Employed & Commissioned:

Federal Tax Returns Form 1040 (with all schedules) for last 2 years


For “Other Income”:

Disability Award Letter

Social Security Award Letter (EVERY YEAR A NEW LETTER IS GIVEN)

Retirement Benefits Award Letter


For Divorced Applicants:

Divorce decree and any related information, which pertains to alimony, child support or separate maintenance.


Veteran (VA) Loans:

VA certificate (DD214 Discharge Letter)

VA Disability Letter (if applicable)

Find Out More

Whether you are a first-time home buyer, a savvy investor, or buying your new beach getaway, we have the product for you.

Apply Now
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The Mortgage Gallery, Inc.

16039 Comprint Circle, Gaithersburg, Maryland 20877, United States

240-660-2848

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